Re:  Unauthorized Credit Inquiry

 

    Dear American Express,

 

    I recently received a copy of my Experian credit report.  The credit

    report showed a credit inquiry by your company that I do not recall

    authorizing. I understand that you shouldn't be allowed to put an

    inquiry on my file unless I have authorized it.  Please have this

    inquiry removed from my credit file because it is making it very

    difficult for me to acquire credit.

 

    I have sent this letter certified mail because I need your prompt

    response to this issue.  Please be so kind as to forward me

    documentation that you have had the unauthorized inquiry removed.

 

    If you find that I am remiss, and you did have my authorization to

    inquire into my credit report, then please send me proof of this.

 

    Thanking you in advance,

 

 

    Jane Caveat-Debtor